Kamino Lend provides isolated lending markets on Solana, where each asset pair has configurable oracle sources, LTV ratios and interest curves. Depositors receive kTokens that auto‑compound Kamino’s LP farming rewards, while borrowers enjoy higher caps than typical Solana money markets due to the isolation. The codebase re‑uses Jet Protocol audits and is governed by the KMNO token via a Realms DAO.