Sky Lending vs Uniswap

Sky Lending is the flagship product of StableLab’s Sky ecosystem, enabling over‑collateralised borrowing of sUSDS and real‑world asset stablecoins. Interest accrues per‑second and can be paid in advance, allowing negative interest or fixed‑term loans. An on‑chain risk oracle adjusts LTV caps daily based on market volatility metrics sourced from Chainlink and Pyth.

Uniswap V4 rebuilds the protocol as a ‘Singleton’ contract and introduces programmable ‘hooks’ that let pools execute arbitrary logic before and after swaps. The redesign cuts gas costs by 15‑25 % and should open the door for new order types like TWAMMs and on‑chain limit orders. V4 is expected to go live shortly after Ethereum’s Pectra upgrade, when core devs will freeze the code under a Business Source Licence.