PayPal USD (PYUSD) vs Tether (USDT)

Learn how PayPal USD and Tether differ in their key features, market performance, and community adoption, so you can decide which cryptocurrency is best for your investment strategy.

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PayPal USD is designed to contribute to the opportunity stablecoins offer for payments and is 100% backed by U.S. dollar deposits, short-term U.S Treasuries and similar cash equivalents. PayPal USD is redeemable 1:1 for U.S. dollars and is issued by Paxos Trust Company.
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USDT, or Tether, is a stablecoin, meaning it is a stable cryptocurrency aimed at maintaining a fixed value relative to the US dollar (USD). Launched in 2014 by Tether Limited, USDT is designed to offer the stability of a fiat currency while allowing for the speed and flexibility of transactions on blockchains. Each USDT is supposed to be backed by an equivalent reserve in dollars or equivalent assets, which helps maintain its parity with the dollar.
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Key Metrics Comparison

PayPal USDPYUSD
Market Cap
$2.871B
24h Volume
$101.65M
Liquidity Ratio
3.54%
24h Change
-0.01%
7d Change
0.00%
Circulating Supply
2,870,618,340.893
Max Supply
N/A
All-Time High
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TetherUSDT
Market Cap
$183.421B
24h Volume
$63.812B
Liquidity Ratio
34.79%
24h Change
+0.02%
7d Change
0.00%
Circulating Supply
183,392,383,062.093
Max Supply
N/A
All-Time High
$1

Category Performance

Visual comparison across key categories. Ring fill represents relative strength or share between the two assets.

Market Share

Share of combined market cap

Market Share
PYUSD
1.5%
USDT
98.5%

Volume Share

Share of combined 24h volume

Volume Share
PYUSD
1.0%
USDT
99.8%

24h Performance

Price change over last 24 hours

24h Performance
PYUSD
-0.01%
USDT
0.02%

7d Performance

Price change over last 7 days

7d Performance
PYUSD
0.00%
USDT
0.00%

Proximity to ATH

How close to all-time high (closer is better)

Proximity to ATH
PYUSD
-2.1%
USDT
-24.2%

Liquidity Ratio

Volume to market cap ratio (higher = more liquid)

Liquidity Ratio
PYUSD
3.54%
USDT
34.79%